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Robert  Guth

"SW Florida native, experienced Realtor, 
Mortgage Expert, on your side 7 days per week"

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100 Years Of Homes! Tour A House For Sale From Every Decade - See more at: https://www.trulia.com/blog/architecture-styles-and-homes-for-sale-from-every-decade/#sthash.IfLTqkmY.dpuf

Posted on January 9, 2017 at 1:10 PM Comments comments (1)

 

These homes, built from the early 1900s to this year, are all seeking new owners.

 

Take a field trip to your hometown’s historic district and stroll the sidewalk. Blur the cars out of focus, and it’s not hard to imagine what life looked like in decades and centuries past. It’s proof you don’t have to travel to a museum to get a glimpse of history — instead, you can live ...

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Thinking about buying a home in Cape Coral?

Posted on August 29, 2014 at 4:05 PM Comments comments (0)

Whether you are just starting a family and looking for a lively community with a great educational system, or your kids have all flown the nest and you’re looking to retire in warmer climes, Cape Coral has something to offer! Located in southwest Florida on the Gulf of Mexico, Cape Coral has the largest network of canals and navigable waterways in the state.

 

Cape Coral was established in 1957 as a pre-planned community – and over the last five plus decades, Cape...

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The Role of a Title Company

Posted on June 2, 2014 at 11:50 AM Comments comments (0)

Now that you've decided to buy a home, what happens between now and the time you legally own it? The next step is to obtain title for the property from the title company. A title gives the owner the right to possess and use the property. But before receiving title, the title company will need to complete the following:

 

Earnest money: To show the seller and his agent you are a serious buyer, you will be asked to give the title company a deposit called earnest money. If the s...

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Put it in writing!!

Posted on May 31, 2014 at 11:45 AM Comments comments (0)

Put negotiations in writing. Don't reveal your strategy, and don't make oral offers. You want to buy the house, but don't hand over money until you're sure the seller is legally capable of conveying a good title and meeting other conditions. The seller, in turn, doesn't want to deliver the deed until you've paid for the property. Now what? Present the seller with a written contract setting out the commitments and promises that you and the seller need to agree on an...

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Flood Insurance

Posted on May 29, 2014 at 11:50 AM Comments comments (0)

Flooding is not covered by a standard home owners insurance policy.

 

To determine if you need flood insurance, ask your insurance professional, mortgage company or neighbors about the flood history in your area. If there is a potential for flooding, you should consider purchasing a policy that covers the structure and your personal belongings.

 

Flood insurance can be purchased from an insurance agent or company under contract with the Federal Insurance Admi...

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Mistakes to Avoid Prior to Home Ownership

Posted on May 29, 2014 at 11:50 AM Comments comments (0)

1. Spending more than you make. This can lead to real danger in not being able to afford to purchase. Create a budget you can live with and cancel credit cards you do not use before applying for a loan.

 

2. Not Saving Enough for Down Payment and Closing Costs. Be sure to include these items when working on your home buying budget. It will be difficult to come up with thousands of dollars if you have not planned ahead.

 

3. Failure to Understand Co...

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What You Want vs. What You Need

Posted on May 29, 2014 at 11:50 AM Comments comments (0)

Here are some suggestions to help you prepare for your search.

 

Needs and wants list

Make a list of your needs and wants. Do you need an extra bathroom, a garage, a fenced backyard, and lower utility bills? Do you want a fireplace, a short drive to work, a lakeside view, or maybe minimal yard work?

 

Once your list is made, go back over it and decide what is most important to your lifestyle. It may be privacy, creativity, or recreation. Decide which it...

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How to sell your home quickly, and for the highest price....

Posted on May 29, 2014 at 11:45 AM Comments comments (0)

The key to selling your home is exposure. Exposure causes traffic, traffic causes offers, offers cause bidding wars. If you have 1 or 2 showings per week, and low or no offers, your confidence will be slowly squeezed from your body. Whereas if you had 10-15 showings per week, and multiple offers, you suddenly feel in the driver's seat, and in complete control. Price is not everything. Exposure is the key. Though listing for the right price is the driving factor, you only need one buyer....

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Can you compete in a bidding war?

Posted on May 29, 2014 at 11:45 AM Comments comments (0)

Your first steps should be to consult with your Realtor, and make sure you have a full understanding of your parameters whether you are financing or paying cash. You will formulate a plan of attack with your Realtor, and consider your options. But in today's market, very often you will find your self in a bidding war. Whether it is because of price, neighborhood, or size, if you are interested, so are others.

 

Some of my clients have been suprised to hear that it isn't ju...

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Pricing Right Is Key To Selling Your Home

Posted on May 27, 2014 at 11:50 AM Comments comments (0)

When you decide to sell your home, you want the highest possible return from its sale. Determining price is the most critical step in preparing your home for sale.

 

Obviously, pricing your property too low won't provide the best return. You are apt to be deluged with lookers and may get many offers, but you could lose thousands of dollars on your family's largest investment.

 

Likewise, pricing a property too high is risky. Homes priced too high miss their ...

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