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Robert  Guth

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Buying A Home - 7 Reasons To Work With a Realtor

Posted on September 18, 2017 at 2:45 PM Comments comments (5)

Keep in ind that I do NOT charge my Buyer customers any fees or a commission.  When I help you find your perfect home, negotiate the price and terms, and help you close, the SELLER will compensate me.  So you get my full 17 years of full time experience, and the power of ReMax behind you, at no cost to you.


7 Reasons to Work With a REALTOR®

REALTORS® aren’t just agents. They’re professional members of the National Association of REALTORS® and subscribe to its strict code of ethics. This is the REALTOR® difference for home buyers:

1.An expert guide.

Selling a home usually requires dozens of forms, reports, disclosures, and other technical documents. A knowledgeable expert will help you prepare the best deal, and avoid delays or costly mistakes. Also, there’s a lot of jargon involved, so you want to work with a professional who can speak the language.

2.Objective information and opinions.

REALTORS® can provide local information on utilities, zoning, schools, and more. They also have objective information about each property. REALTORs® can use that data to help you determine if the property has what you need.

3.Property marketing power.

Property doesn’t sell due to advertising alone. A large share of real estate sales comes as the result of a practitioner’s contacts with previous clients, friends, and family. When a property is marketed by a REALTOR®, you do not have to allow strangers into your home. Your REALTOR® will generally prescreen and accompany qualified prospects through your property.

4.Negotiation knowledge.

There are many factors up for discussion in a deal. A REALTOR® will look at every angle from your perspective, including crafting a purchase agreement that allows you the flexibility you need to take that next step.

5.Up-to-date experience.

Most people sell only a few homes in a lifetime, usually with quite a few years in between each sale. Even if you’ve done it before, laws and regulations change. REALTORS® handle hundreds of transactions over the course of their career.

6.Your rock during emotional moments.

A home is so much more than four walls and a roof. And for most people, property represents the biggest purchase they’ll ever make. Having a concerned, but objective, third party helps you stay focused on the issues most important to you.

7.Ethical treatment.

Every REALTOR® must adhere to a strict code of ethics, which is based on professionalism and protection of the public. As a REALTOR®’s client, you can expect honest and ethical treatment in all transaction-related matters.







100 Years Of Homes! Tour A House For Sale From Every Decade - See more at: https://www.trulia.com/blog/architecture-styles-and-homes-for-sale-from-every-decade/#sthash.IfLTqkmY.dpuf

Posted on January 9, 2017 at 1:10 PM Comments comments (0)

 

These homes, built from the early 1900s to this year, are all seeking new owners.

 

Take a field trip to your hometown’s historic district and stroll the sidewalk. Blur the cars out of focus, and it’s not hard to imagine what life looked like in decades and centuries past. It’s proof you don’t have to travel to a museum to get a glimpse of history — instead, you can live it every day when you own a home from your favorite decade. To prove just how diverse American homes are, here’s a sampling of homes for sale on Trulia that showcases period home design and architecture styles from each decade, from 1900 through today.

 

- See more at: https://www.trulia.com/blog/architecture-styles-and-homes-for-sale-from-every-decade/#sthash.IfLTqkmY.dpuf

https://www.trulia.com/blog/architecture-styles-and-homes-for-sale-from-every-decade/#sthash.IfLTqkmY.dpuf" target="_blank">https://www.trulia.com/blog/architecture-styles-and-homes-for-sale-from-every-decade/





Thinking about buying a home in Cape Coral?

Posted on August 29, 2014 at 4:05 PM Comments comments (0)

Whether you are just starting a family and looking for a lively community with a great educational system, or your kids have all flown the nest and you’re looking to retire in warmer climes, Cape Coral has something to offer! Located in southwest Florida on the Gulf of Mexico, Cape Coral has the largest network of canals and navigable waterways in the state.

 

Cape Coral was established in 1957 as a pre-planned community – and over the last five plus decades, Cape Coral has expanded to a population of over 600,000. As a result of its diversity, rapid growth, and strong economy, three of Cape Coral’s top five industries include public works, health care, and the educational system. Cape Coral living is progressive and diverse – regardless of what you seek in a community, this southwest Florida community has something to offer.

 

Whether you’re thinking of relocating from across the country, or just moving further south in Florida, it’s a great time for buying a home in Cape Coral real estate.

 

The first step in buying a home in Florida is to determine how you plan to purchase the home and work out how you plan to finance, as well as your budget. Florida home-owners are likely already familiar with the costs of home insurance in the state; out of state buyers may lack experience or knowledge regarding protecting your home and property from the unique Florida weather.

 

Once you have familiarized yourself with the cost-of-living expenses unique to Florida, your next step in buying a home is familiarizing yourself with the homes for sale in Cape Coral and establishing your budget. It helps to make the buying process go more smoothly if you can obtain a proof of funds from your lending company. Often, local lending companies will be able to make the processing of buying and selling a home in Florida go more smoothly than attempting to finance your home through an out of state company; local companies often have a better understanding of the local market than out of state businesses.

 

After getting your finances in order, a trusted Realtor can guide you through the process of viewing available homes for sale in Cape Coral. Robert Guth is a veteran of the Cape Coral real estate market and his expertise in buying and selling homes in Cape Coral an easy and professional experience. Whether you want to be on the water front or in a specific school district, an expert such as Robert Guth can help you find your ideal new home. And remember, as your buyer’s agent, I am able to offer you my experience both as a Realtor and Mortgage professional, and you do NOT pay a commission. We have no office fees, no buyer paid commission, and no hidden fees whatsoever.

 

To search all homes for sale like a Realtor, get a free market analysis of your home, mortgage help, or to check out local places and events, go to:

 

www.capecoralfortmyershomesonline.com

 

Currently recruiting new prospective first time home buyers, 2nd home buyers, and investors. Here is your mission:

 

https://www.youtube.com/watch?v=pfzMvY8wPaQ&rel=0" target="_blank">https://www.youtube.com/watch?v=pfzMvY8wPaQ&rel=0

The Role of a Title Company

Posted on June 2, 2014 at 11:50 AM Comments comments (0)

Now that you've decided to buy a home, what happens between now and the time you legally own it? The next step is to obtain title for the property from the title company. A title gives the owner the right to possess and use the property. But before receiving title, the title company will need to complete the following:

 

Earnest money: To show the seller and his agent you are a serious buyer, you will be asked to give the title company a deposit called earnest money. If the sale goes through, the earnest money is applied toward the down payment. If the sale falls through, the earnest money will not be given back unless it is stated in the offer to purchase that it is refundable.

 

Title search: A title search is a thorough check of the records concerning the property. It is performed to verify the seller's right to change ownership. A title search will uncover any demands, faults, liens and other privileges or restrictions on the property.

 

Document preparation: Appropriate forms are prepared for settlement.

 

Settlement: Many events happen during settlement. The seller signs the deed, the buyer signs the new mortgage, the old loan is paid off and the new loan is established. The seller, real estate professionals, attorneys, surveyors and others performing services for the parties are paid. Title insurance policies are then delivered to the buyer and their lender.

 

One particular title company that I have experience with is Breeze Title in Cape Coral. They have been incredibly helpful to all of my clients, and have a stellar customer satisfaction history. If you need their help, I suggest you call carl Russell. He is a true professional. Very good at helping buyers and sellers understand the title process: 239-941-661-8829.

 

To search all homes for sale like a Realtor, get a free market analysis of your home, mortgage help, or to check out local places and events, go to:

 

www.capecoralfortmyershomesonline.com

 

Currently recruiting new prospective first time home buyers, 2nd home buyers, and investors. Here is your mission:

 

https://www.youtube.com/watch?v=pfzMvY8wPaQ&rel=0" target="_blank">https://www.youtube.com/watch?v=pfzMvY8wPaQ&rel=0

 

Put it in writing!!

Posted on May 31, 2014 at 11:45 AM Comments comments (0)

Put negotiations in writing. Don't reveal your strategy, and don't make oral offers. You want to buy the house, but don't hand over money until you're sure the seller is legally capable of conveying a good title and meeting other conditions. The seller, in turn, doesn't want to deliver the deed until you've paid for the property. Now what? Present the seller with a written contract setting out the commitments and promises that you and the seller need to agree on and fulfill to make the sale. A well-drawn contract should protect all parties.

 

The first contract you submit should be comprehensive; everything of any importance should be included. Once it is accepted by the seller, it may be too late to add or change anything. Your contract should include:

 

Offering price

• Down payment

• Legal description of the property

• Method of conveying the title

• Fees to be paid and who will pay them

• Amount of deposit

• Conditions under which the seller and buyer can void the contract

• The settlement date

• Financing arrangements

• A list of appliances, furnishings and personal property being sold with the home

 

To search all homes for sale like a Realtor, get a free market analysis of your home, mortgage help, or to check out local places and events, go to:

 

www.capecoralfortmyershomesonline.com

Flood Insurance

Posted on May 29, 2014 at 11:50 AM Comments comments (0)

Flooding is not covered by a standard home owners insurance policy.

 

To determine if you need flood insurance, ask your insurance professional, mortgage company or neighbors about the flood history in your area. If there is a potential for flooding, you should consider purchasing a policy that covers the structure and your personal belongings.

 

Flood insurance can be purchased from an insurance agent or company under contract with the Federal Insurance Administration (FIA), part of the Federal Emergency Management Agency (FEMA). Flood insurance is only available where the local government has adopted adequate flood plain management regulations under the National Flood Insurance Program (NFIP).

 

To search all homes for sale like a Realtor, get a free market analysis of your home, mortgage help, or to check out local places and events, go to:

 

www.capecoralfortmyershomesonline.com

 

Currently recruiting new prospective first time home buyers, 2nd home buyers, and investors. Here is your mission:

 

https://www.youtube.com/watch?v=pfzMvY8wPaQ&rel=0" target="_blank">https://www.youtube.com/watch?v=pfzMvY8wPaQ&rel=0

 

Mistakes to Avoid Prior to Home Ownership

Posted on May 29, 2014 at 11:50 AM Comments comments (0)

1. Spending more than you make. This can lead to real danger in not being able to afford to purchase. Create a budget you can live with and cancel credit cards you do not use before applying for a loan.

 

2. Not Saving Enough for Down Payment and Closing Costs. Be sure to include these items when working on your home buying budget. It will be difficult to come up with thousands of dollars if you have not planned ahead.

 

3. Failure to Understand Cost to Own and Maintain a Home. You must understand the expenses involved in ownership and plan your budget to include these items. All homes are different and the costs vary depending on the type of home and construction.

 

4. No Knowledge of Mortgage Products. Investigate the types of mortgages available and find one that fits your needs. No two are alike and the costs can vary greatly. Shop lenders for the best rates and terms.

 

5. Failing to Seek Professional Help. If you find you are in financial trouble and getting deeper in debt, seek professional counseling to improve your credit history and ability to purchase a home.

 

6. Failing to Control Your Home Purchase. This is your home and be sure you are in charge of the location, style, and price you can pay. Never let family, friends, or a Real Estate Agent sell you on something you do not want.

 

7. Indecision. Know what you want in regards to your future. If you are unsure, now may not be the right time for you to buy a home.

 

8. Purchasing a Home Before You Are Ready. Buying a home is a major commitment. If you are not prepared for the responsibility of ownership and the financial obligation it creates by all means rent.

 

To search all homes for sale like a Realtor, get a free market analysis of your home, mortgage help, or to check out local places and events, go to:

 

www.capecoralfortmyershomesonline.com

 

Currently recruiting new prospective first time home buyers, 2nd home buyers, and investors. Here is your mission:

 

https://www.youtube.com/watch?v=pfzMvY8wPaQ&rel=0" target="_blank">https://www.youtube.com/watch?v=pfzMvY8wPaQ&rel=0

 

What You Want vs. What You Need

Posted on May 29, 2014 at 11:50 AM Comments comments (0)

Here are some suggestions to help you prepare for your search.

 

Needs and wants list

Make a list of your needs and wants. Do you need an extra bathroom, a garage, a fenced backyard, and lower utility bills? Do you want a fireplace, a short drive to work, a lakeside view, or maybe minimal yard work?

 

Once your list is made, go back over it and decide what is most important to your lifestyle. It may be privacy, creativity, or recreation. Decide which items are musts and which you are willing to give up. Assign each item a priority so that you will know what to look for as you begin house hunting.

 

Location

Deciding where you want to live may be the single most important factor in choosing a home. Location affects your day-to-day living. Location to employment centers, shopping centers, schools, major traffic arteries, and other attractions are important. Evaluate location carefully. Location of a property is one of the most significant influences on value.

 

Your choice of location may be limited somewhat by the price you can afford. Even so, make sure you consider such things as:

 

prices of properties and property taxes,

distance to work, schools, shopping, and entertainment,

proposed changes in land use such as commercial shopping centers and roads, and potential hazards such as flooding and noise from a nearby airport or highways.

 

Type of home and lot

A single-family detached home is attractive to a lot of people because it typically provides more living space and land area than other types of living units. Typically the detached structure permits you greater freedom (less restrictions) on remodeling, expanding, painting, and altering the appearances of the structure.

 

If you don't like spending leisure time on yard work, consider garden or patio homes. These homes are set on small lots. Many garden home developments share common garden areas.

 

A condominium is another option. Condos and patio homes often offer shared greenbelts or membership in private recreational facilities such as swimming, golf, and tennis.

 

New vs. older homes

In selecting the type of home you want, consider new versus pre owned homes. Pre owned homes usually have established yards, and usually the neighborhood or subdivision is built-out. On the other hand, older homes may require more maintenance and need some repairs.

 

New homes are not without problems. Although they require less maintenance in the first few years, you may have to put in landscaping and call the builder back to correct faults. If buildings are still active in area, you may have to endure nearby construction.

 

Finally, consider size and style. You may already have in mind a wood-and-glass contemporary lodge with sun decks or a two-story Victorian mansion with a cozy attic. Or you won't know what you like until you see it. Either way, your Real Estate Professional will listen to your preferences and help you find the right home for you.

 

To search all homes for sale like a Realtor, get a free market analysis of your home, mortgage help, or to check out local places and events, go to:

 

www.capecoralfortmyershomesonline.com

 

Currently recruiting new prospective first time home buyers, 2nd home buyers, and investors. Here is your mission:

 

https://www.youtube.com/watch?v=pfzMvY8wPaQ&rel=0" target="_blank">https://www.youtube.com/watch?v=pfzMvY8wPaQ&rel=0

 


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